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Visionary Voices
What’s Really Driving Inflation Right Now?
Four categories drove nearly all of July’s core PCE inflation increase, with portfolio management alone accounting for about half of the monthly rise.
Highway insights
Visionary Voices
This in-depth analysis by our team of experts on crucial topics like inflation, the Fed and economic data will help you address your clients' biggest questions and concerns.
Visionary Voices
The Right Strategy Beats the Lowest Rate
A competitive mortgage rate matters, but choosing the right financing strategy can have an even bigger impact on your long-term financial success.
Visionary Voices
The Supply-Demand Story Homebuyers Should Know
As new home construction slows and inventory remains tight, buyers may have a window of opportunity before increased demand returns to the market.
Visionary Voices
The Power of Leverage in Homebuying
A surprising gap in perception is causing many people to overlook one of homeownership’s most powerful wealth-building advantages: leverage.
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Visionary Voices
The Wealth Building Power of Homeownership
Even amid market uncertainty, buying a home now can boost long-term wealth: home prices are projected to rise about 4.4% over the next year, and purchasing early – by age 30 – can lead to a 22.5% higher net worth by age 50.
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Visionary Voices
The Cost of Waiting for Lower Rates
Many buyers are delaying their home purchase, hoping mortgage rates will come down. That sounds logical, but waiting could cost you more than you expect.
Visionary Voices
Pivotal Week for the Fed
A busy week at the Federal Reserve featured President Trump’s plan to nominate Kevin Warsh as the next Fed chair and a divided decision to hold interest rates steady.
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Visionary Voices
The Fed’s Dovish Shift in 2026
The Fed cut rates again, but a divided committee shows inflation and a slowing job market are pulling policy in different directions. What’s next in 2026?
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Visionary Voices
Will Labor Softness Prompt a December Rate Cut?
The Fed delivered a second straight rate cut in October, but uncertainty around December’s policy decision is growing as officials weigh persistent inflation against mounting signs of labor-market weakness.
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Visionary Voices
Shutdown Stalls Data, Hinders Housing Activity
The ongoing government shutdown is directly impacting the housing market and delaying crucial economic data the Federal Reserve was counting on ahead of its next policy meeting on October 29. Here’s what’s being affected, and why it matters.
Visionary Voices
Do Fed Rate Cuts Cause Longer-Term Rates to Rise?
Recent headlines stress that mortgage rates rose after the Fed cut - but the reality is more complex and often misunderstood. In this deep dive, Barry Habib explains why markets often move before the Fed acts, and what truly drives interest rates.
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Visionary Voices
Cooling Job Market Fuels Fed Pivot
Here’s a breakdown of the latest labor and inflation numbers – and what they could mean for the Fed’s next rate decision on September 17.