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Visionary Voices
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Visionary Voices
Signs Consumer Spending May Be Hitting a Wall
May 10, 2024
Consumer spending has been strong, buoyed by pandemic savings from stimulus and credit. But there are now signs that this support may be coming to an end.
Visionary Voices
The Opportunity in Homeownership
April 24, 2024
Find out what the latest home builder confidence and new construction data suggest about the opportunity in homeownership.
Visionary Voices
Why Inflation Is Stuck in a Moment
April 10, 2024
Inflation has improved significantly after peaking in 2022, though the progress lower has been slowing. A key question remains: When will the Fed think inflation is low enough for them to start cutting the Fed Funds Rate later this year?
Visionary Voices
The Difference Between the Median Home Price and Appreciation
April 2, 2024
Many people are confused about what’s really happening with home prices here in the U.S. That's because there’s a difference between real appreciation and the metric that the media often discusses, which is the median home price.
Visionary Voices
Was Holiday Season Spending Really Strong?
February 16, 2024
While last year's holiday shopping season appeared strong, a closer look at both credit card debt and Buy Now, Pay Later programs reveal important details about the resiliency of consumer spending.
Visionary Voices
Fed Pivots, Signals Rate Cuts Are Ahead
December 14, 2023
This week's FOMC meeting brought an important pivot from the Fed, as they signaled rate cuts are ahead next year.
Visionary Voices
Jobs Report Breakdown: Back to Life, Back to Reality
November 3, 2023
October's Jobs Report finally reflects a more realistic view of what’s happening in the labor market. In this in-depth analysis, we look past the headlines so you can understand what the data really means.