Visionary Voices

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Signs Consumer Spending May Be Hitting a Wall

May 10, 2024
Consumer spending has been strong, buoyed by pandemic savings from stimulus and credit. But there are now signs that this support may be coming to an end.
John Smith
5 min read

The Opportunity in Homeownership

April 24, 2024
Find out what the latest home builder confidence and new construction data suggest about the opportunity in homeownership.
John Smith
5 min read

Why Inflation Is Stuck in a Moment

April 10, 2024
Inflation has improved significantly after peaking in 2022, though the progress lower has been slowing. A key question remains: When will the Fed think inflation is low enough for them to start cutting the Fed Funds Rate later this year?
John Smith
5 min read

The Difference Between the Median Home Price and Appreciation

April 2, 2024
Many people are confused about what’s really happening with home prices here in the U.S. That's because there’s a difference between real appreciation and the metric that the media often discusses, which is the median home price.
John Smith
5 min read

Was Holiday Season Spending Really Strong?

February 16, 2024
While last year's holiday shopping season appeared strong, a closer look at both credit card debt and Buy Now, Pay Later programs reveal important details about the resiliency of consumer spending.
John Smith
5 min read

Fed Pivots, Signals Rate Cuts Are Ahead

December 14, 2023
This week's FOMC meeting brought an important pivot from the Fed, as they signaled rate cuts are ahead next year.
John Smith
5 min read

Jobs Report Breakdown: Back to Life, Back to Reality

November 3, 2023
October's Jobs Report finally reflects a more realistic view of what’s happening in the labor market. In this in-depth analysis, we look past the headlines so you can understand what the data really means.
John Smith
5 min read